Are you worried about health insurance NC? are you worried about it NJ? Not me, up here in NY. I gots me a full time job with benefits and all that good stuff. Of course, a recent transition of ownership of my corporate division meant I had to COBRA for a month. Lordy, Lordy, don’t get me started on that fiasco! Seriously one of the most ridiculous experiences of my life. I appreciate the idea. I understand the reasoning. But seriously, COBRA as it is currently set up can only benefit the insurance companies. It doesn’t effectively cover individuals and families, and it really doesn’t help caregivers.